Instant eCommerce Payments

Getting paid online can be painful. It's expensive, slow and a huge point of friction. vyne solves these problems with instant account-to-account bank payments.

Talk to us to see how we boost conversion, reduce costs and accelerate cash-flow for online businesses.

Fast and secure online payments in minutes

Vyne is a new payment method that improves how ecommerce businesses get paid.

We are payments for merchants.

What is vyne?

vyne uses open banking to power account-to-account payments for online businesses. Customers pay directly from their bank account and payments are completed in seconds, bypassing expensive and slow traditional methods.

Our team have worked for the largest merchants and payments companies in the world – we’ve built vyne to make payments a better experience for everyone.

Faster

Receive funds in real time, no more waiting days or even weeks for your card processor to pay out.

Cheaper

One simple fee. No card acquirers, issuers, card schemes, PSPs, fraud screening or risk management costs.

Safer

Every payment is authorised by the consumer with their bank, so funds are irrevocable. There are no chargebacks or card details to be lost or stolen.

How it works

Once integrated into your payment page, customers:

  • Select to pay from their bank account
  • Choose the appropriate bank
  • Authenticate themselves and log into the banking app
  • Approve the payment with a single tap
  • Return to the checkout.

Cutting out the middle-man

Customers pay you directly from their bank account in seconds, bypassing expensive and slow traditional methods.

Benefits

Reducing Costs

Lower fees – no middlemen or banks to pay

Increased Cashflow – get paid immediately, no funding delays

Reducing fraud – no chargebacks, fraud screening or data hacks

Driving Revenue Growth

Increase reach – anyone with a bank account can pay instantly.

Increase conversion – simpler, mobile first experience increases sales

Increase retention – bank accounts don’t expire

Improving Business

Rich transaction data

Automating processes

Opening markets to new business

 

Bank Coverage

We connect to banks all over Europe:

uk

UK

Austria

Austria

Bahrain

Bahrain

belgium-flag-small

Belgium

bulgaria-flag-small

Bulgaria

croatia-flag-small

Croatia

cyprus-flag-small

Cyprus

Germany

Czech

Denmark

Denmark

estonia-flag-small

Estonia

Denmark

Finland

France

France

Germany

Germany

greece-flag-small

Greece

hungary-flag-small

Hungary

Ireland

Ireland

italy-flag-small

Italy

latvia-flag-small

Latvia

lithuania-flag-small

Lithuania

luxembourg-flag-small

Luxembourg

netherlands-flag-small

Netherlands

Norway

Norway

Poland

Poland

portugal-flag-small

Portugal

romania-flag-small

Romania

slovakia-flag-small

Slovakia

slovenia-flag-small

Slovenia

spain

Spain

Sweden

Sweden

All About Merchants

Created by a team with years of experience building and implementing payment solutions for online businesses means vyne is built for merchants – not banks.

Full Stack Payments

One-time Payments

Recurring and Instalments

Full life-cycle management

Merchant Centric

Simple and fast onboarding

Powerful reporting & reconciliation

Customer driven road-map

Developer Focus

Leading API and infrastructure

Sandbox environment for testing

Customizable integrations

Open Banking for Consumers

Open Banking allows you to give permission for third parties like Vyne to set up a payment from your bank account.

Why should I use it?

  • You confirm the payment every time.
  • The payment is guaranteed to go to the correct destination.
  • NONE of your bank details are shared with anyone. Ever.

It's convenient

  • You authenticate with your bank just as you normally would with FaceID, or fingerprint.
  • You don't have to enter any card, account or transaction details.
  • Pay in a few taps.
  • You get to see your balance before confirming the payment.

It's fast

  • The payment reaches the recipient immediately with no middlemen - from your account directly to theirs.

It's the most secure

  • No need to share your card details with any third party (as all auto-population methods such as wallets/browsers require).

It's free for you and cheaper for the recipient

  • This means the recipient can pass on savings to all their consumers. It's better for everyone!

Use Cases

Account Top ups

Quickly and easily add funds to bank accounts, virtual cards, gaming and remittance accounts.

Invoicing

Get paid instantly and securely from a smart B2C or B2B invoice.

Subscriptions

Set up regular payments for software, digital content and memberships.

Drop Us a line
to find out more

We'd love to hear from you.

Vyne Technologies Ltd is authorised and regulated by the Financial Conduct Authority (FCA) as an Authorised Payment Institution with reference number 925649.
Registered address:
71-75 Shelton Street,
London,
WC2H 9JQ,
United Kingdom

© 2020 Copyright, All Rights Reserved by vyne